Student Loan Debt Freedom – Hanson Financial

In Case Your Haven’t Noticed…

We continue to live in an ultra low investment environment. Money market funds have a yield of just .21%, 2-year CDs are returning .94%, and interest-bearing checking accounts are under .1%. To generate reasonable returns, we believe we have to invest in the stock market. Investing in the stock market historically has paid off over time but, in the short run, we can lose a lot of money! Keep in mind, the longest bull market in history has hit the 10 year mark. Will it keep raging? Meanwhile, graduate loans generally carry interest rates of about 8%. So much for cheap money!

It’s Time to Pay Off Our Student Loans!

It’s only fair that I warn you — I am seriously opinionated on this matter and I refuse to take a soft approach. I have lived far too many years in financial bondage to see that condition as tolerable. I’ve been there! Debt requires us to transfer our future wealth to our lender. I ask you: If given the choice between sending monthly checks to your (wealthy) lender or sending these same checks to build your own future, would you really choose the latter?

Debt limits our options — a heavy debt load eliminates them altogether. Debt keeps us tied to jobs and careers we hate. Debt steals our freedom and makes us a slave, it’s a “ball and chain” on our lives. We have no way out but to work off our sentence. Find yourself in the unfortunate position of having a load of student debt? Take heart, you can conquer it! Put on your game face, face the monster, and let’s escape from student debt prison. Let’s get to work on your rapid debt repayment plan and your Freedom Fund. Then, live the plan one day, one week, one month at a time.

Like graduation, becoming debt free is not the end – it’s the beginning of a new adventure! Don’t wait to start making a change. Learn how you can take control of your money and attack your debt with a vengeance. Put more money back in your pocket. That’s where it belongs! After all, that’s why you paid for a higher education, right?

First things first. Know what you owe. If you’re not sure how much you owe in student loans, you’re not alone – far from it. Between subsidized and unsubsidized loans, private and federal loans, loan disbursements the bottom line can add up fast! The National Student Loan Data System (NSLDS) is a central database that keeps track of all our federal loan information. You can access it here.

Now, you’re on your way!

We’re Here When You’re Ready

Education is important! Unfortunately, it’s also expensive. And, for most of us, a college education is impossible to obtain without borrowing money to pay for it. Some argue that a student loan qualifies for “intelligent borrowing” because the education it pays for will appreciate over time and will more than pay for itself in your future income. Yet, millions of us have student loan debt and it’s choking our progress towards financial independence.

Let’s get rid of it!

We offer student borrowers an ideal way to build wealth while paying off student loans sooner. If you have loans with rates north of 4%, we’d advocate paying them down first – it’s a wise step on the road to financial health.

If getting rid of your loans is a major personal goal as well as having a hefty investment account beyond your retirement savings, go for it! Don’t worry about doing everything perfectly. Just get started. As long as you are managing your money according the plan, you will begin to move toward success and gain control. You will experience a new kind of freedom.

Our service is FREE to you — no charges, ever! We focus on you, not the bottom line. Our mission is to help student loan borrowers achieve financial balance and move closer to their dreams. Your success is our #1 priority!

When it comes to your peace of mind and well being,
there really is NO living with student loan debt

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