Our Philosophy & Goals
If you’re life nearly every American, then you’re in debt – that means a portion of every single dollar you earn belongs to someone else. The more debt you have, the more your money belongs to someone else.
So my question to you is: Whose life are you financing?
The average American family is not saving. At the same time, we’re spending approximately 34 cents on every dollar in interest to finance our lifestyle through banks and finance companies. In other words, we’re paying a premium for the privilege of paying later. It’s amazing that more people haven’t gone looking for alternatives to a credit and banking system that keeps selling them further into debt.
If you’re earning an average of 6-8% per year in your stock portfolio, but paying 16-25% per year in interest on your cards, you are losing money. Worse yet, if your stock returns to to zero (or go negative), the interest you’re paying on your debts will not go away, and the will become even more unfavorable.
Whatever interest you have – be it student loan with an 8% interest rate or high interest credit card debt at 24% or greater – if you pay off that loan, that’s your immediate return. Which, by the way, is a lot safer than trying to pick a stock.
We help you navigate the personal finance challenges that come with the sheer complexity of modern life. We don’t just talk about your financial dreams; we create a plan to help you reach them. We’ll focus on how to redirect the 35% you spend paying off debts like your mortgage, car loans, student loans and credit cards. Make no mistake, it’s almost impossible to follow our steps without drastically improving your financial situation for the rest of your life!
The BIG thing we want you to know: Financial stress is NOT an income issue. The answer is not necessarily finding more money to save, but change where you save it. We believe that we can have a big impact on your financial future by focusing first on helping you find money that is currently being lost unknowingly and unnecessarily. Our goal is not to decrease your lifestyle. We want you to increase your abundance throughout your lifetime. Our holistic approach when planning your prosperity enables you to move forward with confidence to crystallize your goals and dreams. At the end of the day, the more knowledge you have, the better prepared you are going to be moving toward your financial success.
And, we do this without charging a fee. There is never an obligation at any point in this processes.
We are most passionate about making a difference in people’s lives.
